GCERT DIGITAL DESK @ https://gcert.gujarat.gov.in

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GCERT DIGITAL DESK @ https://gcert.gujarat.gov.in:

Gujarat Council of Educational Research and Training (GCERT) is a pivotal institution at the state level for the enhancement of qualitative education at primary and secondary schools.

It was "State Institute of Education" before 1988. It was later upgraded as a SCERT in 1988, under the resolution of State Education Department. The upgraded SCERT, now named as Gujarat Council of Educational Research and Training (GCERT) is a fully structured State level academic institution and is controlled and guided by a Governing body as well as an Executive Committee.
GCERT was shifted from Ahmedabad to Gandhinagar, the State Capital in 1997. State Education Department has allotted separate land for the GCERT for building in sector-12. Hence the GCERT has been functioning in the newly constructed building “VIDYABHAVAN” in sector-12 with modern infrastructure and latest equipment since 21st August, 2004 in view of the widening horizon.

Buying a home is dream for many people. Owing to the rising price of properties, it has almost become impossible for an average earning person to buy a home on a lump sum payment. Therefore the concept of home loan has come in trend. There are plethora of housing finance companies and equal number of banks that offer home loans these days.

GCERT DIGITAL DESK @ https://gcert.gujarat.gov.in

The task of selecting one company and one offer forhome loan amidst the thousands available options have become a very complex task owing to the burgeoning housing finance market in the country. Apart from this, there are intricate business jargons and technicalities that make this task more difficult.
Explore here the basics of home loan technicalities, so that when you apply for the home loan next time, you can understand the basics and help yourself remain away from the duping elements in the market.

GCERT DIGITAL DESK @ https://gcert.gujarat.gov.in

important link:


CLICK HERE TO REGISTER ON GCERT WEBSITE - GCERT DIGITAL DESK LOGIN 

CLICK HERE TO GO OFFICIAL WEBSITE GCERT

Home loans are usually accompanied by the following additional costs: a) Processing fee: It's a fee payable to the lender on applying for a loan. It is either a fixed amount not linked to the loan or may also be a percentage of the loan amount. b) Prepayment Penalties: When a loan is paid back before the end of the agreed duration a penalty is charged by some banks/companies, which is usually between 1% and 2% of the amount being pre paid. c) Commitment Fees: Some institutions levy a commitment fee in case the loan is not availed of within a stipulated period of time after it is processed and sanctioned. d) Miscellaneous costs: It is quite possible that some lenders may levy a documentation or consultant charges.
Under the umbrella of GCERT, there are now 27 DIETs (District Institute of Education and Training) functional in 33 Districts. These DIETs impart pre-service and in-service training to the primary teachers of the State. There are seven branches namely Pre-service Teacher Education (PSTE), Work Experience (WE), District Resource Unit (DRU), Curriculum Material Development & Evaluation (CMDE), Educational Technology (ET), In-service Field interaction Innovation & Co-ordination (IFIC) and Planning & Management PM functioning in these DIETs. These DIETs are well equipped with qualified and experienced academic and administrative staff

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